The online world of retailing, over the past few years, has flourished to become one the most successful platforms for businesses to sell their merchandise. Online shopping enables people to make a purchase from anywhere they want as long as they have an internet connection.
One of the most common safety measures that people should take while shopping online is to avoid using debit card programs for their transactions. The reason for this is that debit cards lack the safety that can be found in other credit and prepaid card programs.
Nevertheless, in spite of being safer than debit card programs, the use of credit cards online still requires a bit a caution. Here is how you can perform safer online credit transactions:
Only Shop at Trusted Sites Not all websites are equally secure and you need to determine which ones are the most secured ones. Do not visit sites that are sent in spam emails, and only purchase items from authentic sellers that can provide you with the best quality of goods.
2. Never Perform a Credit Card Transaction in Public If you are using free Wi-Fi in a public setting, avoid sharing your credit card information, as the connection is not secure and can be intercepted by third parties.
Use antivirus protection On personal laptops and desktop computers, always install antivirus software and firewall before you shop online. This is just a precautionary measure to ensure that your credit card details are not accessed by a hacker via your computer's network.
Do not use debit cards for online transactions Although this point has already been discussed, it cannot be emphasized enough. Credit card information if stolen results in the bank giving a loan to the thief on your card. Debit card programs however, are connected to your savings account where all our hard-earned money is placed and once these details are stolen, all of your account can be emptied by the hacker.
Print Your Online Shopping Receipts After you have made transactions using a credit card, always remember to print a copy of your receipt so that you will have proof of the transaction. This is one of the best ways to keep track of your money and make calculations later on. It will also enable you to determine if fraudulent transactions are being made on your card.
Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future.
Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.
One of the most common safety measures that people should take while shopping online is to avoid using debit card programs for their transactions. The reason for this is that debit cards lack the safety that can be found in other credit and prepaid card programs.
Nevertheless, in spite of being safer than debit card programs, the use of credit cards online still requires a bit a caution. Here is how you can perform safer online credit transactions:
Only Shop at Trusted Sites Not all websites are equally secure and you need to determine which ones are the most secured ones. Do not visit sites that are sent in spam emails, and only purchase items from authentic sellers that can provide you with the best quality of goods.
2. Never Perform a Credit Card Transaction in Public If you are using free Wi-Fi in a public setting, avoid sharing your credit card information, as the connection is not secure and can be intercepted by third parties.
Use antivirus protection On personal laptops and desktop computers, always install antivirus software and firewall before you shop online. This is just a precautionary measure to ensure that your credit card details are not accessed by a hacker via your computer's network.
Do not use debit cards for online transactions Although this point has already been discussed, it cannot be emphasized enough. Credit card information if stolen results in the bank giving a loan to the thief on your card. Debit card programs however, are connected to your savings account where all our hard-earned money is placed and once these details are stolen, all of your account can be emptied by the hacker.
Print Your Online Shopping Receipts After you have made transactions using a credit card, always remember to print a copy of your receipt so that you will have proof of the transaction. This is one of the best ways to keep track of your money and make calculations later on. It will also enable you to determine if fraudulent transactions are being made on your card.
Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future.
Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.
About the Author:
Plastic funds has allowed consumers to make large transactions with ease by using credit and debit card programs. However, care still needs to be taken to ensure that your MasterCard co-branded card transactions are performed with complete safety.. This article, Tips To Safer Credit Card Transactions Online is released under a creative commons attribution license.
