Prepaid cards are a great way to make purchases without going into debt or over a fixed limit. They are perfect for those individuals who need to manage their money effectively.
A prepaid card is not actually based on credit. It is based on the money that you have previously stored on the card for your use. Thus, although the transaction process is similar to that of normal credit cards, the money that you are using to make the purchase is your own.
If you want to use a prepaid credit card to make your purchases, you first need to find a co-branded card program that you can avail to get the card. Many stores collaborate with banks and MasterCard or Visa to provide prepaid credit cards and you should contact them if you are in need of one.
Cards with co-branded card programs are also available for purchase from MasterCard and Visa.
Retail Stores Go to any retail store where you want to make your purchase and select the items that you want to buy. Always remember the total amount of money stored on the card, as you will not be able to make purchases that exceed the limit.
When You Visit a Retail Store Prior to visiting a retail store, remember the amount of money that is on your card. In doing so, it will prevent you from going over the limit. At the retail store, look at the prices of the merchandise, calculate the total amount, see if it does not exceed the total amount on your card, and head to the checkout counter.
Most retail stores have credit card machines with which they can swipe your card. Once the card is swiped, you will be asked to sign one copy of the receipt for the store, while you will keep the other one in your possession.
At a Gas Station Gas stations work the same way with a credit card and a prepaid card, as long as you have enough money stored in your card. Swipe your card at the pump to pay for you gas or ask the attendants to help you with the process.
All you need to do is make sure that the website you are purchasing from is a secure site and fill in the details of your card to complete the transaction.
For Utility Bills You can also use your prepaid credit card to pay your monthly utility bills with ease. You can pay the bills online or in person, the choice is yours! Simply enter your card number online or ask the attendant at the counter to swipe it with a credit card machine and the bills are paid.
There are a number of different ways in which you can use prepaid cards to make your transaction. However, always opt for a card that is associated with a co-branded card program so that your card will be functional worldwide.
A prepaid card is not actually based on credit. It is based on the money that you have previously stored on the card for your use. Thus, although the transaction process is similar to that of normal credit cards, the money that you are using to make the purchase is your own.
If you want to use a prepaid credit card to make your purchases, you first need to find a co-branded card program that you can avail to get the card. Many stores collaborate with banks and MasterCard or Visa to provide prepaid credit cards and you should contact them if you are in need of one.
Cards with co-branded card programs are also available for purchase from MasterCard and Visa.
Retail Stores Go to any retail store where you want to make your purchase and select the items that you want to buy. Always remember the total amount of money stored on the card, as you will not be able to make purchases that exceed the limit.
When You Visit a Retail Store Prior to visiting a retail store, remember the amount of money that is on your card. In doing so, it will prevent you from going over the limit. At the retail store, look at the prices of the merchandise, calculate the total amount, see if it does not exceed the total amount on your card, and head to the checkout counter.
Most retail stores have credit card machines with which they can swipe your card. Once the card is swiped, you will be asked to sign one copy of the receipt for the store, while you will keep the other one in your possession.
At a Gas Station Gas stations work the same way with a credit card and a prepaid card, as long as you have enough money stored in your card. Swipe your card at the pump to pay for you gas or ask the attendants to help you with the process.
All you need to do is make sure that the website you are purchasing from is a secure site and fill in the details of your card to complete the transaction.
For Utility Bills You can also use your prepaid credit card to pay your monthly utility bills with ease. You can pay the bills online or in person, the choice is yours! Simply enter your card number online or ask the attendant at the counter to swipe it with a credit card machine and the bills are paid.
There are a number of different ways in which you can use prepaid cards to make your transaction. However, always opt for a card that is associated with a co-branded card program so that your card will be functional worldwide.
About the Author:
You can avail prepaid card programs to make a transfer at a number of various places. It is an added benefit if you avail a card associated with a co-branded card program, as it will work all over the world.. Unique version for reprint here: How To Make Use Of A Prepaid Card.
